Get Rid of ROOFING CONTRACTOR For Good

There is not any such thing as being over protective when it comes to your home and your finances. There are many roofing contractors out there which are willing to bend the rules to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes every once in a while. That’s why it is important to know these 4 simple methods to protect yourself whenever choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to repair a leak on your roof. One of their workers decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is a type of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being unemployed. Be sure that your roofing contractor has workers compensation so that you will are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an urgent storm. Water seeps into your house and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the inside of your building. storm-resistant roofing wind up paying to fix the damages yourself.

Solution: If damage occurs to your house or building this is the fault of a roofing contractor, you intend to be sure they will have good liability insurance. This can cover anything from broken windows to damaged interiors as mentioned in the situation above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it’s almost like there is absolutely no coverage at all. Search for coverage that doesn’t exclude water damage caused by leaving a roof open.

Business License
Problem: You hire a new roofing company to work on your roof. A couple of months later you see a leak. You make an effort to contact the company, but can’t find their information. You try to look them up by their business license and you find that there was never a small business license issued for that company. You are forced to cover the repairs yourself.

Solution: Check in advance that your roofing contractor has a business license. If they don’t possess a license, it may be a sign that they have no idea what they are doing. The company could easily disappear or walk out business.

In hawaii of Utah, your roofing company should have a shingle license and an over-all roofing license to set up a pitched roof. A flat roof installation only requires a general roofing license.

A general contractor is legally in a position to install a roof without a roofing license if they have a general contractor license. However, there have been plenty of cases of contractors branching out and installing roofs themselves if they lack the proper training. This causes problems for building owners and also home owners. It is perfect for a general contractor to possess a roofing license as well as their general contractors license.

In Utah, the quantity for an over-all roofing licence is S280. The overall contractors license is B100.

If your roofing contractor is in the center of working on your roof and you also find that they will have given fraudulent business license information, (in Utah) you have the option to terminate their service right away. You are not required to pay anything to the contractor because they were operating illegally. You can then find a qualified contractor to repair your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your roof. You discover your contractor didn’t pay his supplier and that you are now responsible for that payment. This has happened and can eventually you.

Solution: Make sure to request a lien waiver when the job is completed and before you pay. A lien waiver simply states that if the contractor does not make his payments to a supplier or employees, you are not responsible to cover them. It really is ultimately in place to safeguard the home or building owner from paying twice. If you have the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.